What benefits does an American Express Platinum authorized user get?
In today’s world, credit cards have become an integral part of our financial lives. Among the various credit card options available, the American Express Platinum card stands out for its numerous benefits. If you are an authorized user on an American Express Platinum card, you too can enjoy a host of advantages. Let’s delve into the benefits that an American Express Platinum authorized user can get.
1. Access to the Cardholder’s Benefits
As an authorized user, you have the privilege of enjoying the same benefits as the primary cardholder. This includes access to the card’s extensive travel rewards program, which offers rewards points for flights, hotel bookings, and car rentals. You can also take advantage of the card’s exclusive travel services, such as access to airport lounges, priority boarding, and baggage allowance.
2. No Annual Fee for the Authorized User
One of the most attractive benefits for authorized users is that they do not have to pay an annual fee. This means that you can enjoy all the benefits of the American Express Platinum card without any additional cost. It’s a great way for family members or friends to get access to premium card benefits without having to apply for their own card.
3. Build Your Credit Score
Being an authorized user on a credit card can help you build your credit score. As long as the primary cardholder uses the card responsibly and pays the bills on time, your credit report will reflect this positive behavior. This can be particularly beneficial for individuals who are new to credit or looking to improve their creditworthiness.
4. Access to the Cardholder’s Credit Line
As an authorized user, you have access to the primary cardholder’s credit line. This can be useful if you need to make a large purchase or need a cash advance. However, it’s important to remember that you are not responsible for the primary cardholder’s debts, so use this privilege responsibly.
5. Insurance Benefits
The American Express Platinum card offers various insurance benefits, such as trip cancellation insurance, car rental insurance, and purchase protection. As an authorized user, you can enjoy these benefits as well, providing an added layer of security for your expenses.
6. No Foreign Transaction Fees
For those who travel frequently, the American Express Platinum card’s no foreign transaction fees are a significant benefit. As an authorized user, you can avoid paying additional charges when making purchases in foreign currencies, making your travel expenses more affordable.
In conclusion, being an authorized user on an American Express Platinum card comes with a variety of benefits. From enjoying the cardholder’s travel rewards and insurance benefits to building your credit score and having access to a credit line, the American Express Platinum card offers a wealth of advantages for authorized users. Make the most of these benefits and enjoy the perks that come with being an authorized user on this prestigious credit card.
