Can you receive SSI and live in another country? This is a question that many individuals with disabilities may ponder, especially if they are considering living abroad. Supplemental Security Income (SSI) is a federal program in the United States designed to provide financial assistance to individuals with disabilities or low income. However, the rules and regulations regarding SSI eligibility can be complex, especially when it comes to living outside the United States. In this article, we will explore the ins and outs of receiving SSI while living in another country.
Firstly, it is important to understand that SSI is only available to individuals who are residents of the United States. If you move to another country, you will no longer be eligible for SSI benefits. However, there are some exceptions to this rule. For instance, if you are a U.S. citizen or national living abroad, you may still be eligible for SSI benefits if you meet certain requirements.
One of the main requirements for maintaining SSI eligibility while living abroad is that you must have a physical presence in the United States for at least 30 days during any 12-month period. This is known as the “substantial presence test.” If you fail to meet this requirement, you will lose your SSI eligibility.
Another factor to consider is your income and resources. SSI benefits are based on your income and resources, which include cash, bank accounts, real estate, personal property, and business property. If you earn income or accumulate resources in another country, it may affect your SSI eligibility. The U.S. Social Security Administration (SSA) has specific rules regarding the calculation of income and resources from foreign sources.
Additionally, it is crucial to note that the cost of living in another country can also impact your SSI benefits. The SSA uses the foreign income exclusions and the foreign housing exclusions to adjust your benefits based on the cost of living in your new country. This means that if the cost of living is higher in the country where you are living, your SSI benefits may be reduced accordingly.
Furthermore, if you plan to return to the United States, you should be aware that your SSI benefits may be suspended for up to 6 months upon your return. This is to ensure that you do not receive SSI benefits while living in the United States, as you are expected to seek employment or other means of support upon returning.
In conclusion, while it is possible to receive SSI and live in another country, it is essential to understand the rules and regulations that govern SSI eligibility. If you are considering moving abroad, it is advisable to consult with a knowledgeable attorney or a representative from the SSA to ensure that you maintain your SSI benefits while living in a foreign country. Remember that the eligibility requirements and rules may change, so staying informed is crucial to avoid any potential loss of benefits.
