Did not receive 1095-A? Don’t worry; you’re not alone. Many taxpayers find themselves in a similar situation each year. The 1095-A form is a crucial document for individuals who have enrolled in health coverage through the Health Insurance Marketplace. This article aims to provide guidance on what to do if you haven’t received your 1095-A form and how to navigate the process of obtaining it.
The 1095-A form is used to verify that you had qualifying health coverage during the previous year. It is essential for taxpayers who received a premium tax credit to reconcile their credit on their tax return. If you did not receive your 1095-A form, it could be due to several reasons, such as a mailing error, lost form, or an issue with your Marketplace account.
Here are some steps you can take if you did not receive your 1095-A form:
1.
Check your mailbox for any undelivered mail. Sometimes, the form may have been returned to the IRS due to an incorrect address or other mailing issues.
2.
Log in to your Health Insurance Marketplace account. If you have access to your account, you can download and print a copy of your 1095-A form. To do this, follow these steps:
– Go to the Health Insurance Marketplace website.
– Sign in to your account using your username and password.
– Navigate to the “My Coverage” section.
– Look for the “Download 1095-A” link and click on it.
– Follow the instructions to download and print your form.
3.
Contact your Marketplace. If you cannot access your account or if you have trouble downloading the form, contact the Health Insurance Marketplace at 1-800-318-2596. Be prepared to provide your name, date of birth, Social Security number, and contact information.
4.
Request a replacement form from the IRS. If you are unable to obtain your 1095-A form through the Marketplace or by contacting them, you can request a replacement from the IRS. You can do this by calling the IRS at 1-800-829-1040 or by visiting your local IRS office.
It’s important to note that you may still be able to file your tax return without the 1095-A form. The IRS will use information from your Marketplace account to determine if you are eligible for a premium tax credit. However, having the form can make the reconciliation process smoother and ensure that you receive any credits you are entitled to.
In conclusion, if you did not receive your 1095-A form, don’t panic. Follow the steps outlined in this article to obtain a replacement form and ensure that you can file your tax return accurately. Remember, the Health Insurance Marketplace and the IRS are there to help you through the process.