Can you buy hand sanitizer with FSA? This is a question that many people have been asking as they look for ways to cover the costs of personal hygiene products. Flexible Spending Accounts (FSAs) are a popular way for employees to save money on healthcare expenses, but can they be used to purchase hand sanitizer? Let’s dive into this topic and find out the answer.
Hand sanitizers have become a staple in our daily lives, especially during the COVID-19 pandemic. They are a quick and effective way to kill germs and prevent the spread of infections. However, hand sanitizers can be expensive, and not everyone can afford to buy them without a little help. This is where FSAs come into play.
FSAs are tax-advantaged accounts that allow employees to set aside pre-tax dollars for qualified healthcare expenses. These expenses can include prescription medications, over-the-counter (OTC) drugs, and even certain personal care items. But is hand sanitizer one of those items?
According to the IRS, hand sanitizers are considered an eligible expense for FSAs, as long as they are used for the prevention of illness or for the treatment of an illness. This means that you can indeed buy hand sanitizer with FSA funds. However, it’s important to check with your specific FSA administrator to ensure that your hand sanitizer meets their criteria for eligibility.
When shopping for hand sanitizer with FSA funds, it’s crucial to keep a few things in mind. First, make sure that the hand sanitizer is an eligible expense according to your FSA plan. Second, keep your receipts and documentation, as you may need to provide proof of purchase to your FSA administrator. Lastly, consider purchasing a travel-sized hand sanitizer, as these are often more cost-effective and easier to carry around.
While hand sanitizers are an eligible expense for FSAs, it’s important to note that not all hand sanitizers are created equal. Some may contain alcohol, while others may have other active ingredients. Be sure to choose a hand sanitizer that is effective at killing germs and is suitable for your skin type.
In conclusion, the answer to the question “Can you buy hand sanitizer with FSA?” is yes. As long as the hand sanitizer is eligible under your FSA plan and is used for the prevention or treatment of an illness, you can use your FSA funds to purchase this essential personal care item. Remember to check with your FSA administrator for specific details and requirements. Stay healthy and safe!
